Privacy Policy for LifeCoverHub

  1. Introduction
    LifeCoverHub operates in Canada and provides insurance comparison services for retirees and seniors. This Privacy Policy explains how we collect, use, store, and share personal data when you use our website or contact us at 2437 4 St SW, Calgary, AB T2S 1X5, Canada, by phone at +14037644227, or by email at [email protected]. Business Number: 556984231.

  2. Scope of Policy This Policy applies to all visitors, users, and clients who access our website or request service related to insurance comparison for retirees and seniors.

  3. Data We Collect We may collect:

  • Full name

  • Email address

  • Phone number

  • Postal address

  • Age range and retiree status

  • Coverage needs and preferences

  • IP address

  • Device and browser data

  • Usage data from site activity

  1. How We Collect Data Data may be collected when you:

  • Fill out forms

  • Request quotes

  • Contact support

  • Subscribe to updates

  • Use cookies and similar tech

  1. Purpose of Data Use We use personal data to:

  • Provide insurance comparison results

  • Respond to inquiries

  • Improve website features

  • Customize user experience

  • Meet legal duties

  • Prevent misuse of our services

  1. Legal Basis under GDPR If you are located in the European Economic Area, we process personal data based on:

  • User consent

  • Contract need

  • Legal duty

  • Legitimate interest related to service quality and site safety

  1. Data Sharing We may share data with:

  • Insurance providers for quote requests

  • IT service providers

  • Hosting partners

  • Legal or public bodies when required by law

All sharing is limited to what is needed for service use.

  1. Data Storage and Retention Personal data is stored on secure servers. We retain data only as long as needed for service use, legal duty, or dispute handling. When no longer needed, data is deleted or anonymized.

  2. International Data Transfer If data is transferred outside Canada or the EEA, we apply lawful safeguards as required by data rules.

  3. Data Security We apply technical and admin measures to reduce risk of loss, misuse, or unauthorized access. Access to personal data is limited to staff and partners with a valid need.

  4. Your Rights under GDPR If GDPR applies to you, you have the right to:

  • Access your data

  • Correct inaccurate data

  • Request deletion

  • Restrict processing

  • Object to certain use

  • Request data transfer

  • Withdraw consent

You may contact us to exercise these rights.

  1. Canadian Privacy Rights Under Canadian privacy law, you may request access to your personal data and request correction if data is inaccurate. We respond in line with legal duty.

  2. Cookies Policy Our website uses cookies and similar tools to improve site use and analyze traffic. Cookies may:

  • Store user preferences

  • Track site usage

  • Support form function

  • Help with site security

You may manage cookies through your browser settings. Disabling cookies may affect site function.

  1. Third-Party Links Our website may include links to third-party websites. We are not responsible for the privacy practices of those sites.

  2. Marketing Communication If you opt in, we may send service updates or offers related to insurance comparison. You may opt out at any time through contact with us.

  3. Children’s Data Our services are intended for retirees and seniors. We do not knowingly collect data from minors. If such data is identified, it will be removed.

  4. Automated Decision Making We may use automated tools to match users with suitable insurance options based on provided data. Final decisions regarding insurance products are made by the respective providers.

  5. Complaints If you have concerns about data handling, you may contact us using the details provided. You may also contact your local data protection authority if applicable.

  6. Policy Updates We may update this Privacy Policy to reflect changes in law or service practice. The updated version will be posted on our website.

Contact Information
LifeCoverHub
2437 4 St SW, Calgary, AB T2S 1X5, Canada
Phone: +14037644227
Email: [email protected] Business Number: 556984231